Configure a Microsoft Child Account to play on Minecraft Realms

My daughter is 11 years old and I want to set her up to play Minecraft Realms with friends and family.

my account name is dkotenoglou

her account name is Mintpinkskies

 

She is setup with the recommended settings found here, 

https://help.minecraft.net/hc/en-us/articles/360042221252-I-m-Getting-an-Error-When-Trying-to-Play-Realms-with-a-Child-Account

I am still getting errors when launching Minecraft.

I even increased her age to 13 to by pass any age restrictions.

 

i do not want to set her up as an independent Microsoft contact.  What other options do I have?